<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[White Mortgages Ltd]]></title><description><![CDATA[Your professional, independent mortgage & protection advisers in Lincoln.]]></description><link>https://www.whitemortgagesltd.co.uk/resourcehub</link><generator>RSS for Node</generator><lastBuildDate>Fri, 06 Mar 2026 21:59:30 GMT</lastBuildDate><atom:link href="https://www.whitemortgagesltd.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Later Life Lending - more than Equity Release]]></title><description><![CDATA[So, what is Later life Lending? Broadly speaking, for any homeowner(s) over the age of 50, it’s a means to raise capital from within the...]]></description><link>https://www.whitemortgagesltd.co.uk/post/later-life-lending-more-than-equity-release</link><guid isPermaLink="false">64ad76d5d13a7056bb3a27d3</guid><pubDate>Thu, 13 Jul 2023 14:12:48 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Do I need life insurance for a mortgage?]]></title><description><![CDATA[Do I need life insurance for a mortgage?Here we explore the different types of life insurance, including decreasing life insurance.]]></description><link>https://www.whitemortgagesltd.co.uk/post/do-i-need-life-insurance-for-a-mortgage</link><guid isPermaLink="false">64ac0448cbd05bf04738e5bf</guid><category><![CDATA[Insurance & Protection]]></category><pubDate>Mon, 10 Jul 2023 13:21:00 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Should I remortgage now or wait?]]></title><description><![CDATA[Should you remortgage now or wait? With a volatile mortgage market, it's worth discussing with an independent, whole of market adviser.]]></description><link>https://www.whitemortgagesltd.co.uk/post/should-i-remortgage-now-or-wait</link><guid isPermaLink="false">64a3f5744c95cdf4109fe7e9</guid><category><![CDATA[Treating Customers Fairly]]></category><category><![CDATA[Understanding the Mortgage Process]]></category><category><![CDATA[Mortgage Tips]]></category><pubDate>Tue, 04 Jul 2023 10:45:35 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[What does the Base Rate decrease mean for you?]]></title><description><![CDATA[How the Bank of England’s Base Rate Cut to 4% Impacts Your Mortgage: If you’ve been keeping an eye on the financial news, you’ll have...]]></description><link>https://www.whitemortgagesltd.co.uk/post/what-does-the-base-rate-increase-mean-for-you</link><guid isPermaLink="false">64946962de05f7521b2f2fce</guid><pubDate>Thu, 22 Jun 2023 15:31:53 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[What now for First Time Buyers?]]></title><description><![CDATA[Over the last decade, the Help to Buy Scheme has helped over 350,000 people* become homeowners but as of March 2023 the scheme has come...]]></description><link>https://www.whitemortgagesltd.co.uk/post/what-now-for-first-time-buyers</link><guid isPermaLink="false">64639b3387240187db96d64b</guid><pubDate>Tue, 16 May 2023 15:06:00 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Money Experts and Financial Advice]]></title><description><![CDATA[There are plenty of ‘money experts’ floating around at the moment and, by and large, they’re doing a really important job - making money...]]></description><link>https://www.whitemortgagesltd.co.uk/post/money-experts-and-financial-advice</link><guid isPermaLink="false">63e5108077219d71f2b245c8</guid><pubDate>Wed, 01 Mar 2023 18:20:02 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Insurance beyond the usual Life &#38; Critical Illness. ]]></title><description><![CDATA[It’s likely that you’ll have heard of Life and Critical Illness Insurance. They’re pretty standard insurance policies and, if you have a...]]></description><link>https://www.whitemortgagesltd.co.uk/post/insurance-beyond-the-usual-life-critical-illness</link><guid isPermaLink="false">63e3ccbc55d8c59bf155ff42</guid><pubDate>Wed, 08 Feb 2023 17:16:44 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[What might the Bank of England Base Rate changes mean for you?]]></title><description><![CDATA[What do the Bank of England Base Rate  2022 changes mean for you?]]></description><link>https://www.whitemortgagesltd.co.uk/post/what-might-the-bank-of-england-base-rate-changes-mean-for-you</link><guid isPermaLink="false">625556a906ef20b55afede6f</guid><category><![CDATA[Understanding the Mortgage Process]]></category><category><![CDATA[Mortgage Tips]]></category><pubDate>Tue, 12 Apr 2022 10:46:57 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Remortgaging - why use a broker when you can go direct?]]></title><description><![CDATA[When you approach the end of your fixed rate deal, your lender will send you emails and letters with offers of what you could expect when...]]></description><link>https://www.whitemortgagesltd.co.uk/post/remortgaging-why-use-a-broker-when-you-can-go-direct</link><guid isPermaLink="false">623a06b37dcf6f307e98309b</guid><pubDate>Tue, 22 Mar 2022 17:27:56 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Mortgage Guarantee Scheme]]></title><description><![CDATA[As of July 15, 2025, the government launched the 2025 Mortgage Guarantee Scheme , a permanent initiative designed to help first-time...]]></description><link>https://www.whitemortgagesltd.co.uk/post/mortgage-guarantee-scheme</link><guid isPermaLink="false">61f1591c685523001643f675</guid><pubDate>Mon, 21 Feb 2022 12:00:16 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Glossary of Common Terms]]></title><description><![CDATA[We keep things as jargon free as possible, here at White Mortgages, but some terms can’t be avoided. We’ll take a look at some of the...]]></description><link>https://www.whitemortgagesltd.co.uk/post/glossary-of-common-terms</link><guid isPermaLink="false">61f137d5ac6e340016bda531</guid><pubDate>Mon, 07 Feb 2022 12:00:05 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Why use a Mortgage Broker?]]></title><description><![CDATA[In a recent study by Royal London, 15% of people surveyed said that they would not use a financial adviser. If you’ve found your way onto...]]></description><link>https://www.whitemortgagesltd.co.uk/post/why-use-a-mortgage-broker</link><guid isPermaLink="false">61f134a46918430017a9cec9</guid><category><![CDATA[Understanding the Mortgage Process]]></category><category><![CDATA[First Time Buyers]]></category><category><![CDATA[Mortgage Tips]]></category><pubDate>Mon, 31 Jan 2022 12:00:06 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[I can’t make my money work for me, can I?]]></title><description><![CDATA[Make your money work for you with an Offset Mortgage.]]></description><link>https://www.whitemortgagesltd.co.uk/post/i-can-t-make-my-money-work-for-me-can-i</link><guid isPermaLink="false">61dd4709ae4f240016fe9025</guid><category><![CDATA[Mortgage Tips]]></category><pubDate>Tue, 11 Jan 2022 09:05:21 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Why remortgage?]]></title><description><![CDATA[We change our mobile plan when the best rate ends, do you do the same with your mortgage?]]></description><link>https://www.whitemortgagesltd.co.uk/post/why-remortgage</link><guid isPermaLink="false">61a6005a3dcef700165cbe0e</guid><category><![CDATA[Mortgage Tips]]></category><category><![CDATA[Understanding the Mortgage Process]]></category><pubDate>Mon, 20 Dec 2021 13:04:04 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Your Questions Answered: Getting a mortgage as a self-employed person is hard isn't it?]]></title><description><![CDATA[Are you one of the over 4 million self-employed people in the UK?
You may assume a mortgage isn't possible but that may not be the case. ]]></description><link>https://www.whitemortgagesltd.co.uk/post/your-questions-answered-getting-a-mortgage-as-a-self-employed-person-is-hard-isn-t-it</link><guid isPermaLink="false">61a5fd52dbd7be00165567d0</guid><category><![CDATA[Treating Customers Fairly]]></category><category><![CDATA[Understanding the Mortgage Process]]></category><category><![CDATA[Mortgage Tips]]></category><pubDate>Mon, 13 Dec 2021 12:38:01 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Are you adequately insured?]]></title><description><![CDATA[We're great at making sure our cars are adequately insured but are we as proactive with our own insurance?]]></description><link>https://www.whitemortgagesltd.co.uk/post/are-you-adequately-insured</link><guid isPermaLink="false">61a5f949a99b6300168ca412</guid><category><![CDATA[Insurance & Protection]]></category><pubDate>Tue, 30 Nov 2021 10:18:24 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[The Mortgage Process ]]></title><description><![CDATA[Having an understanding of what happens throughout the mortgage process can make purchasing your first home a less stressful experience....]]></description><link>https://www.whitemortgagesltd.co.uk/post/the-mortgage-process</link><guid isPermaLink="false">619dfed0293bc300161c713a</guid><pubDate>Wed, 24 Nov 2021 09:16:33 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Your Questions Answered: What types of Mortgage do you offer?]]></title><description><![CDATA[From Fixed Rate Mortgages to Offset mortgages, we're able to help. ]]></description><link>https://www.whitemortgagesltd.co.uk/post/your-questions-answered-what-types-of-mortgage-do-you-offer</link><guid isPermaLink="false">617a6f00a8c0b9001677e30e</guid><category><![CDATA[First Time Buyers]]></category><category><![CDATA[Mortgage Tips]]></category><pubDate>Mon, 08 Nov 2021 00:50:01 GMT</pubDate><dc:creator>White Mortgages</dc:creator></item><item><title><![CDATA[What is a First Time Buyer?]]></title><description><![CDATA[Am I a First Time Buyer?]]></description><link>https://www.whitemortgagesltd.co.uk/post/what-is-a-first-time-buyer</link><guid isPermaLink="false">617a6c94466e4400163c4d23</guid><category><![CDATA[First Time Buyers]]></category><pubDate>Mon, 01 Nov 2021 00:32:01 GMT</pubDate><dc:creator>Beth </dc:creator></item><item><title><![CDATA[Your Questions Answered: What's the process for buying a home?]]></title><description><![CDATA[Having an understanding of what happens throughout the mortgage process can make purchasing your first home a less stressful experience. ]]></description><link>https://www.whitemortgagesltd.co.uk/post/your-questions-answered-what-s-the-process-for-buying-a-home</link><guid isPermaLink="false">617a75dde665360017beb0c2</guid><category><![CDATA[First Time Buyers]]></category><pubDate>Thu, 28 Oct 2021 10:07:58 GMT</pubDate><dc:creator>Beth </dc:creator></item></channel></rss>