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Our Team

Professional, independent mortgage advice based in Lincoln
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Director, Mortgage & Protection Adviser

With over two decades in the industry, Steven is a very experienced mortgage & protection adviser. He created White Mortgages in 2011 and has built a thriving business, based upon providing the highest standard of service. 

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Mark Sutton Mortgage Adviser Lincoln
Compliance Manager

With over 40 years in the industry, Mark has a wealth of experience and, although an knowledgeable mortgage & protection adviser, he’s primarily looked after our regulatory compliance since joining us in 2017.

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Jonny Vickers Mortgage and Insurance Adviser Lincoln
Mortgage & Protection Adviser

Jonny has been working locally within the industry for almost 30 years, most recently within an Estate Agency. He joined the team as an adviser in July 2022 and has also brought with him a wide range of experience from across the property sector.

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Mortgage Administrator

Kirsty joined White Mortgages in November 2021, having been within a customer facing role for years previously. As part of our Admin Team, Kirsty helps ensure your application progresses smoothly, chasing up solicitors and Lenders where necessary.

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Mortgage Administrator

Lizzie is an experienced mortgage administrator who joined the White Mortgages team in September 2022. Having been working within the mortgage sector for almost 20 years, Lizzie uses her vast knowledge to help speed up the application process.

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Customer Relationship Manager

James joined the White Mortgages team in 2025, having graduated from the University of Leicester with a BA in Business & Management. 

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Mortgage Administrator

Emma joined in 2026 as a Mortgage Administrator. Emma combines diligent end to end administration with close colleague collaboration to streamline applications and support clients through a stress free mortgage journey.

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Robert White Mortgage Adviser Lincoln
Director, Mortgage & Protection Adviser

Robert has a range of experience within the financial services sector. He started within the wider Wealth Management area, before joining White Mortgages in 2013 and focussing upon mortgages, protection, & later life advisory

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Mortgage & Protection Advisor

Tom has worked within the property sector since 2006, joining the White Mortgages Team in May 2022 as an adviser. His wider experience within property sales gives him a unique insight, which he uses to help his clients when negotiating a purchase price for them.

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Mortgage & Protection Adviser

Michaela is a qualified mortgage adviser, who joined White Mortgages in 2025.  Michaela uses her knowledge and experience to support the advisers and help our clients along the journey – either with buying a home, remortgaging or buying as an investment. Read more ...

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Customer Relationship Manager

Ruth has been with White Mortgages Ltd since 2012 and has been in the industry for over 20 years. A qualified mortgage adviser with a real desire to help our clients, Ruth now works closely with the advisers and clients to ensure everything runs smoothly.

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Customer Relationship Manager

​Molly joined in 2025 , and recently began her role as a Customer Relationship Manager. Using communication skills gained from her previous experience, Molly ensures a comfortable & seamless  mortgage process for our clients. 

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Customer Relationship Manager

Will joined in 2026 as a Customer Relationship Manager, bringing his prop-tech and insurance sales experience to ensure a smooth, client first mortgage journey.

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Protection Administrator

Daisy joined in 2026 as a Protection Administrator for White Mortgages, leveraging her business banking experience to deliver a seamless protection application process for clients.

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