Remortgaging, simply put, is moving your mortgage from one lender to another without moving home.
What to expect in the Remortgage process
If you have used us before to find you a mortgage, you'll receive an e-mail just before the current rate on your mortgage runs out - we do this so that you're not caught out and have to pay the standard rate from the lender.
We put the best interests of our clients at the heart of everything that we do, so making sure that you have the best mortgage deal for your circumstances doesn't just stop when you've got your first mortgage.
As many mortgages run as a fixed rate for two, three or five years, it can be easy to forget to look again at the mortgage and find yourself on a significantly higher rate when your deal comes to an end.
Even if you didn't take your original mortgage out with our help, we can still support you through the remortgage process.
Prepare for your Appointment
Before your first appointment, you'll be sent a link to our online Portal where you can upload the documents the team have asked for.
By doing this before the appointment, your adviser is able to gain a deep understanding of what mortgages could be available to you.
WHAT PEOPLE SAY
I am always skeptical about paid services however this is well worth the money.
I will continue to use White Mortgages & would recommend anyone else to do the same.
- Mr T, Nettleham